Pet Insurance: Things To Consider

The decision to get pet insurance is an individual choice but it can come in handy in the unfortunate case that your pet becomes seriously ill or has an accident. Vet costs can be extortionate and can come as a nasty surprise. For example, if your cat or dog is hurt in a car accident it could cost up to $5,000 for treatment and after care. Costs for pet health seems a lot more expensive when compared to human health, this is because Medicare picks up much of our health costs sadly animals dont get this assistance.

Pet insurance gives you peace of mind that your pet (cat or dog) can get the care it needs if anything was to happen, having to make a decision whether your pet will live or die solely based on costs is a horrible situation to be in.

Pet insurance can cover more than you might imagine and many policies include optional wellness care (also known as routine care) which may include:

De-sexing
Micro-chipping
Heartworm control
Teeth cleaning
Council registration fees
Behavioural therapy
Cremation / burial
Puppy training

Like with any insurance, you shouldnt always choose by price, find out exactly what you get for your money to select the best pet insurance for your animals. In fact, many pet insurance companies can tailor an insurance plan according to your needs, that way you can ensure that you will get what you need out of your pet insurance policy. You should make sure that the pet insurance you choose will cover your pet as it gets older, another thing to watch out for is some pet insurers dont cover you for paralysis ticks so make sure youre covered for this.