Best Pet Insurance Is Out There

Our pets are our friends, our confidants, and our responsibility. They provide us with entertainment, love, understanding, friendship, and much needed distraction during these stressful times. Their love of us is unconditional, as is our love for them. When we come home from work or school, it is with undeniable pleasure we accept their greetings, and they ours. However, this social compact comes with responsibility. We are responsible for their well being - by feeding, giving them an opportunity for exercise, and by providing them with medical care.

Unfortunately, qualified medical veterinary care is very expensive. A visit to the vet can run into several hundreds of dollars for the most routine visit. For example, if your pet develops a limp and a veterinary visit is required, you will pay between $200 and $300 for that visit. If your dog or cat eats a foreign object, and that object needs to be surgically removed, you will pay over $2,000.00 that procedure. Treatment of hip displacia will run over $2,500.00, The list is endless - as our pets are constantly subject to various traumatic and genetic problems and anomalies.

Up until recently, the owner's only option was grin and bear, and then pay up. However, with the advent of pet insurance the game has changed. Now with a small monthly premium payment, the owner can get his four legged friend the best pet insurance that money can buy. Now armed with pet insurance, the owner protects herself and her pet. The pet is assured quality veterinary care, and the owner is assured of not being financially ruined by pet medical bills.

As per Wikipedia, "many pet insurance companies are beginning to offer the pet owner more of an ability to customize their coverage by allowing them to choose their own level of deductible or co-insurance. This allows the pet owner to control their monthly premium and choose the level of coverage that suits them the best.

The smart consumer will always check the details before signing up for a policy which may not suit the needs of your budget and/or your pet. Some companies will use a "benefit schedule," which predetermines the amount of reimbursement available toward each condition or procedure. Other companies cover a set percentage (typically 80-90%) of the actual veterinary bill, up to what they deem to be a usual and customary amount within a geographic area. Some companies will not cover hereditary conditions. Finally, some companies will not renew your policy at the end of a given term or will consider a condition pre-existing after renewing your yearly contract, which would then preclude coverage for that condition. Despite these caveats, pet insurance can provide crucial financial support, enabling the dedicated pet owner to focus on the health of the pet, rather than financial concerns, when life-saving care is needed."

To get the best pet insurance, one must carefully review each company and its individual insurance plans. Careful attention is required to every detail - including coverage, limitations, fees, and deductibles. The three links below will give you the companies with the best plan for the buck. We encourage you to submit your request for free pet insurance quotes from the three links below, and then to carefully review each quote to determine if the quote - the price and coverage are the right ones for you.

http://getbestpetinsurance.com
Greg Prosmushkin is a free lance writer, who is also a practicing attorney. He has practiced law since 1994 in the fields of criminal law and general litigation. He has great interest in pets and marketing. He has written numerous publications in the field of law and marketing.