Do I Need Equine Insurance?

Does equine insurance make sense for horses who aren't or may never be worth large sums of money? You'd be amazed at the number of $2,500 horses that are insured nowadays. This is very helpful for owners of breeds that are very expensive as well as those owners who invest large sums of money in show animals. Horses can become very expensive quickly with just one trip to your local vet. Not to mention if your vet makes house calls and has to come out to your home. That's usally much higher than if you bring your horse into the veterinarian office.

You spend $2,500 for it, and are left with $500 for the rest of the year. A horse can be a sizable financial and emotional investment; therefore, it is a good idea to protect your investment by purchasing some form of equine insurance. Veterinarian fees, shots, and other health and maintenance care expenses can be costly over the life of a horse. If your horse gets pregnant, sick or hurt your looking at several hundred dollars for just one serious vet visit or house call.

If you're looking to insure the health of your own animal, different policies offer different levels of coverage - there are basic medical plans and even life insurance policies. It really comes down to how much your horse is worth. Is he a show horse or just one that you ride for fun. The type of horse you own will directly affect whether equine insurance is right for you and your family.

The health insurance coverage is intended to offer protection to horse owners and equine enthusiasts who regularly ride the animals.Horse insurance protects the health and value of the animal itself. Pet insurance plans usually offer fixed premiums and deductibles for full or partial coverage. Such policies provide you with financial solution to manage the medical cost by reimbursing all qualified medical expenses for illness or injury of your cat. Some, though not all, equine mortality insurance policies even cover humane destruction of the animal.Horses can also be put on a health insurance policy.

If he has any questions, he must settle all these with the insurance agent. One shouldn't settle. The popular, independent website petinsurancereview.com rated Embrace Pet Insurance the "Best U.S. Pet Insurance Company" for 2008.

Find a good equine insurance agent by doing lots of research on the Internet. With a little online work you can be sure to have all the information you need to make this decision.

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