Pet Health Insurance

Nunya Undergoing Radiation Therapy (Not Inexpensive!)

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Insurance Cost

I just got back from a visit to the veterinarian to have my two dogs get their scheduled booster shots and tests.  I saw a sign at the vet for a Senior Pet's Wellness Insurance Plan which would cover a check-up along with necessary tests and some preventative care.   Another plan I saw was for an emergency vet.  I also discovered a great variance in pet insurance cost.  I determined to figure out the best pet insurance for my dog.  I first started with my veterinarian and his knowledge of my pet.  His suggestions were very helpful in guiding me in what to look out for.[1]

Save Money

I did not think I needed this insurance but it got me thinking about ways I could possibly have saved money on my vet bills.  It has not been an affordability issue, but with all the talk about health insurance it got me thinking about care for my pets as they get older and may face future health problems.  Dogs can not take care of themselves, so each owner has a responsibility for the animal.

Skin Diseases can Sometimes be Covered

Credit: Wikimedia Commons Your Guide to Understanding Pet Health Insurance
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Taking Care of their Health

Taking care of your pet's health is a responsibility just like taking care of your own health.  Just like you, you can choose a health insurance plan for your animal.  There are so many good health care companies to choose from.  You may want to consider a company that offers a wellness insurance plan that would help with some of the costs associated with keeping your pooch healthy through regular wellness check-ups.  These plans may be a good choice if you visit your veterinarian on a regular basis and have your furry friend on a maintenance schedule.  One should have their animal on a schedule anyway.

The Catastrophic Can Happen

Then there is the unforseen situation where your animal may have had an accident or a major health issue which will result in your facing a large veterinarian bill.  You can certainly pay these vet bills the normal way with your credit card or even taking out a loan.  In this case the catastrophic health insurance would be most beneficial.  You can look at insurance kind of like auto insurance - it is there if you need it but it probably won't cover all the costs if anything should happen to your little friend.  Yet, some things are so expensive it does become a way to afford the higher costs of some treatments.[2]

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Dog to Human

Age Comparison, The Older the More Likely a Problem

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The best thing to do is to talk with your veterinarian about the health insurance companies out there and the ones your vet would recommend.  You should also research these companies to see what they offer and how they differ.   While researching may take some time, it can ultimately save you a lot of cash.[3]

Don't Wait to the Last Minute

It is difficult to face a decision of whether or not to have procedures done for your pooch if it comes down to cost.  Sometimes your vet will lower costs in the event of a serious illness, but this should not be expected.  Health Insurance is there if you need it, it could possibly save your animal's life.  Everyone wants to take care of their furry friends and this is one way to make that affordable.

Summary

An emergency vet sometimes requires lost of money so investigating pet insurance cost and determining the best pet insurance for your needs is a good idea, and the best place to start is with your veterinarian and his knowledge about your pet.

Humorous Dogs Can't Take Care of Themselves