Is Pet Insurance Right for Your Puppy?

Dogs

 

Is Pet Insurance Right for Your Puppy?

Is pet insurance right for your puppy? How do you know?

Consider this scenario which is also a pet owner's worst nightmare: You finally get the puppy of your dreams and he gets sick and you're faced with the agonizing choice of facing huge veterinary bills you can't afford or putting your pet to sleep.Veterinarians see this happen frequently.

Fortunately, more pet owners are learning that reasonably priced pet health insurance is readily available in the United States. This is especially good news since so many treatments that were once confined just to humans are now readily available to pets.

Puppies commonly can get into toxins, eat things that they shouldn't, or contact infectious diseases. Trauma is also common in puppies that are more likely to be curious and get into "things". They also need vaccines and spaying and neutering to stay healthy. Treatment and preventative vaccines can be expensive and pet owners need to be prepared for such expenses and emergencies. Pet insurance can help you pay for emergency care and other unexpected health care expenses as well as pay for preventive health care such as vaccines and neutering.

Key Pet Insurance Issues to Consider

The age of your pet. Pet insurance premium costs are lower for puppies. Premium costs rise as pets grow older and enter the years when they are more likely to suffer serious illness or injury.

Consider pet insurance levels of coverage. Pet health insurers offer basic several types of pet insurance policies and upgrades. Many companies offer a variety of deductibles and different coverages to offer a variety of policies that are right for you and that will fit in to your budget.

What's covered in the pet insurance policy?. Basic policies generally cover treatment for accidents, injuries and illnesses. Beyond that, there are variations. For example, coverage for basic medical care, vaccinations & wellness care. Some policies will include spaying and neutering along with dental and other routine care treatments, which is perfect for new puppies.